Welcome
Appletree Institute is a non-profit charitable corporation organized to provide programs and services for governmental units and non-profit corporations resulting in reduced costs, increased efficiency and effectiveness.
Appletree Institute has been very active in forming and managing insurance pools for health coverages with additional offerings of life, accidental death and dismemberment, long-term disability, long-term care, workers' compensation and property/liability coverages. Appletree Institute has served over 30,000 employees and their family members, employed by more than 250 agencies annually. Employee insurances are currently offered through pool programs in South Dakota to school districts, cities and counties.
Additional programs have included the offering of annuity programs, governmental short-term borrowing programs and long-distance phone service programs.
Appletree Institute prides itself in designing programs to meet the specific needs of those it serves. The newest program launched is a discounted program in partnership with Office Depot for the delivery of office products, furniture and more.
The content of this website is offered only for general information and educational purposes. The website and content are not offered nor intended as a replacement for professional advice. Although it is Appletree Institute's intention to keep this information current, we make no warranty, promise or guarantee that the information is correct, complete or up-to-date. This information does not constitute a contract or promise to perform any services recommended therein. This website contains links to other websites and to material contained on other websites. Appletree Institute is not responsible for the content of such other websites and to the maximum extent permitted by law, hereby disclaim any and all liability in respect to such content and of any other websites or content which you may be able to access from such websites.